Powering Financial Services for Every Business
Embedded Banking: The Future of
Financial Services
Unlock the Power of True BaaS
We combine our modern cloud-native platform with a European banking licence to give you instant access to our comprehensive Banking-as-a-Service solution.
- Unlock new revenue streams
- Extend product offering and business model
- Increase brand loyalty
- Enter new market segments
Explore our products
Solutions
Unlimited daily banking
International transfers, foreign currency exchange, Unlimited ATM cash withdrawals. Maestro debit and Mastercard credit cards. Apple Pay and Google Pay. All included with Premium Membership.
Easy automated investing
Start investing in exchange traded funds (ETFs) starting with as little as €100. Fully automated. No investment fees and zero commission. Keep all that you earn.
Low-interest personal loans
Fully digital loan application. Borrow between €3000 – €35,000. Use our personal loan calculator to find the perfect loan for you.
Boost your savings
Start saving with one of the highest interest rates in Belgium. Your deposits are protected up to €100,000. Compare our savings rate to your current bank’s saving rate.
Services
Customer facing services
iOS, Android and web apps
Vivamus elementum semper nisi. Phasellus consectetuer vestibulum elit. Proin viverra, ligula sit amet ultrices.
Customer support
24/7 multilingual Customer Support Centre.
Customer communication
Full suite of communications: SMS, Email, Push and Voice.
Daily banking services
Digital onboarding
Accounts
Lending and BNPL
Seamless integration of lending products into your platform: cash loans, BNPL, overdrafts. Enable your customers to receive a credit decision in under 10 minutes.
Payments
Cards
Savings and investments
Saving accounts, term deposits, and robo-advisory asset management solutions allow your customers to save, manage and grow their funds.
Business process outsourcing
White-label mobile app
White-label app for customers with ready-to-use products. Customised to your branding and accessible 24/7.
Other services
KYC/AML/AF management
Compliance out-of-the-box: 500+ controls to guarantee the highest security standards; 360 degree AML & AF detection; Compliant with EBA, GDPR, ISO 27001, ISO 222301 and other standards.
Credit risk management
Operational capabilities for credit risk, payments and cards.
Data and reporting
Ut non enim eleifend felis pretium feugiat. Suspendisse feugiat. Duis leo. Nullam tincidunt adipiscing enim.
Foreign Exchange
In-house FX engine: best-in-class technology combined with direct access to interbank rates, liquidity and risk management.
Treasury
Ut non enim eleifend felis pretium feugiat. Suspendisse feugiat. Duis leo. Nullam tincidunt adipiscing enim.
Cloud engineering
Ut non enim eleifend felis pretium feugiat. Suspendisse feugiat. Duis leo. Nullam tincidunt adipiscing enim.
As featured in
We are an ambitious team with a shared mission
When businesses across all industries can offer personalised financial services integrated into their customer journeys, a new world opens up.
Vodeno’s mission is to revolutionise the financial services industry by offering embedded banking solutions through our cutting edge technology, a fully compliant cloud-based platform and European banking licence.
Meet the people behind Vodeno
Frequently asked questions
What is BaaS?
Banking-as-a-Service (BaaS) is a disruptive megatrend reshaping many industries, where a company like Vodeno can provide its technical and compliance infrastructure to other businesses. It allows non-regulated organisations, like retailers and e-commerce players, to offer tailored financial services directly to their customers. Regulated companies like banks and fintechs can also use the power of BaaS to rapidly innovate and enter new markets. As a result, BaaS is opening new commercial opportunities and customer experience innovation to a whole host of businesses worldwide.
What are the opportunities Banking-as-a-Service gives?
BaaS offers brands the ability to embed financial services directly into their ecosystem without the need to become a fully regulated financial institution. As a result, they can create new commercial opportunities, optimise customer journeys, increase customer loyalty and even enter new markets.
What does Vodeno do?
Vodeno combines a fully API-based, cloud-native platform and access to a European banking licence through its partnership with Aion Bank. We offer BaaS to both regulated and non-regulated entities across multiple sectors. We can cover the full spectrum of banking services, from ‘smart contract enabled’ core banking to accounts, payments, lending and investments for retail and corporate end-users. Our solutions are flexible and modular, making them easy to customise to client needs.
Still have questions?
Get in touch to schedule a demo of our Platform in action.
- See the full suite of financial services you can offer
- Learn how Banking-as-a-Service can support your business
- Learn what a Banking-as-a-Service project looks like