Elevating customer journeys with embedded banking
Vodeno is a leading Banking-as-a-Service (BaaS) provider with a proprietary, blockchain-based, cloud-native banking platform that can partner with any bank, licence holder or business to provide a comprehensive suite of embedded banking products.
Companies we empower
Why Vodeno?
Cloud-native core banking platform: fully API-based, built with proprietary blockchain and smart contract technology
Optimized to enable BaaS to multiple banks and license holders in many countries
Provisions a comprehensive suite of daily banking products, plus lending
Multi-country implementation: integration with local payment schemes and local KYC and credit risk data sources
Scalable: services are Kubernetes-based and resources are scaled up and down in an automated way
Flexible: custom-built, efficient private blockchain ledger, enabling smart contracts and other unique customisation features, as well as complete business-user no-code/low-code parameterisation
Quick integration: services are preconfigured and pre-integrated, ready to use via API integration for end clients
Compliant: services built on the basis of a strict governance framework with compliance controls embedded in the core architecture - ISO (27001 and 27017) certification
Explore our products
Solutions
Unlimited daily banking
International transfers, foreign currency exchange, Unlimited ATM cash withdrawals. Maestro debit and Mastercard credit cards. Apple Pay and Google Pay. All included with Premium Membership.
Easy automated investing
Start investing in exchange traded funds (ETFs) starting with as little as €100. Fully automated. No investment fees and zero commission. Keep all that you earn.
Low-interest personal loans
Fully digital loan application. Borrow between €3000 – €35,000. Use our personal loan calculator to find the perfect loan for you.
Boost your savings
Start saving with one of the highest interest rates in Belgium. Your deposits are protected up to €100,000. Compare our savings rate to your current bank’s saving rate.
Discover our embedded
banking solutions
Partnering with any bank, we can enable a comprehensive suite of embedded banking products:
Daily Banking
We don’t follow usual patterns, we question everything we learned so far to create future-proof solutions
Payments
Access to reliable payment rails is critical to any business: customers expect swift, secure and cost-efficient payment and settlement through international and local payment systems
Savings Accounts
Saving accounts and term deposits are available in multiple currencies.
Lending
Customers want a variety of choices when it comes to payments: embedded lending offers flexibility, helping you to drive conversion and repeat business.
About Vodeno
We are an ambitious team with a shared vision
When businesses across all industries can offer personalised financial services integrated into their customer journeys, a new world opens up.
Vodeno’s mission is to enable embedded banking solutions for any bank or licence holder through the power of our proprietary cloud-native, API-based platform.
Frequently asked questions
What is BaaS?
Banking-as-a-Service (BaaS) is a disruptive megatrend reshaping many industries, where a company like Vodeno can provide its technical and compliance infrastructure to other businesses. It allows non-regulated organisations, like retailers and e-commerce players, to offer tailored financial services directly to their customers. Regulated companies like banks and fintechs can also use the power of BaaS to rapidly innovate and enter new markets. As a result, BaaS is opening new commercial opportunities and customer experience innovation to a whole host of businesses worldwide.
What is embedded banking?
BaaS providers can embed financial services directly into any brand’s ecosystem, offering both the API-based technology and necessary banking licence. As a result, brands can optimise their customer journey, create new commercial opportunities, and increase customer loyalty.
What does Vodeno do?
What our clients say
Featured articles
Get in touch to schedule a demo of our Platform in action.
- See the full suite of financial services you can offer
- Learn how Banking-as-a-Service can support your business
- Learn what a Banking-as-a-Service project looks like
