Category: Resources

Why BaaS from a bank is the smart choice

Noah Sharp, CEO of Vodeno, and Neil Chandler, CEO of Aion Bank, talk about how Vodeno’s unique platform works alongside Aion Bank’s ECB license to enable non-financial companies to offer banking services without regulatory burdens. The ultimate bank and technology combination Sharp explains Vodeno’s unique positioning as a robust BaaS

Read more here

Five factors driving Banking-as-a-Service adoption 

Jean-Jacques Le Bon, Chief Strategy and Product Officer, Vodeno Experts forecast that the global Banking-as-a-Service (BaaS) market value will grow five times over between 2022 and 2032, rising from $4 billion to $22.6 billion.  Why? Fundamentally, there is ever more awareness of the opportunities that BaaS-enabled embedded finance presents across

Read more here
Banking-as-a-service

Three top tips for businesses considering Banking-as-a-Service

Banking-as-a-Service (BaaS) is transforming the way financial products are delivered, powering businesses and brands to offer banking solutions directly to customers. BaaS-enabled embedded finance can solve friction points on the customer journey, delivering contextual financial products at the point of need. In turn, it has the potential for businesses to

Read more here
embedded lending

Embedded lending is on the rise – how can businesses capitalise?

Banking-as-a-Service (BaaS)-powered embedded lending is gaining traction. Buy Now Pay Later (BNPL) is already offered by many retailers, with a potential 20-30% increase in conversion as a result. Now, with the appetite for embedded banking products growing, a PYMNTS Intelligence and Visa report, ‘The Embedded Lending Opportunity’, has surveyed more

Read more here
banking as a service

How smart contracts are innovating Banking-as-a-Service

By Ewa Hadasz, Head of Core Banking, Vodeno Smart contracts offer immense potential to improve the way in which Banking-as-a-Service (BaaS) solutions are delivered. But this potential can only be realised if there is a good understanding among BaaS adopters of what smart contracts are, how they are deployed, and

Read more here
Future Trends and Opportunities in Embedded Finance

Future Trends and Opportunities in Embedded Finance

“Embedded finance has come a long way in recent years, but we are still two or three years from it reaching maturity.” That’s the view of Jean-Jacques Le Bon, Vodeno’s Chief Strategy and Product Officer. Many non-financial businesses are already seeing the benefits of embedded finance, as we explored in

Read more here
embedded finance benefits

How Embedded Finance Benefits eCommerce Marketplaces

Marketplaces have redefined eCommerce by bringing together a wide array of vendors on a single platform to give immense convenience to the customer. So great is their reach, spending on marketplaces is predicted to reach $2 trillion by 2025. Embedded finance has already played a key role in the rise

Read more here

Embedded Finance Explained: The Ultimate Guide

Embedded Finance (EF) is one of the biggest trends in financial services, accelerating innovation in the customer journeys of companies across multiple sectors. But, what exactly is embedded finance? This blog aims to serve as a practical, comprehensive guide to EF, with examples of its applications and benefits, a look

Read more here

Demystifying Banking-as-a-Service

Banking-as-a-Service (BaaS) creates value and opportunity for both financial and non-financial businesses. For banks, BaaS provides the ability to leverage API-based technology to quickly embed banking products into client ecosystems. For brands, seamlessly integrated financial products that meet customers at the point of need are driving conversion and revenue, as

Read more here

BaaS vs Embedded Finance: Understanding the Differences

The terms Banking-as-a-Service (BaaS) and embedded banking are often used interchangeably, but while these concepts are related, they have key distinctions – here are three things you need to understand. 1. The Tech Stack vs. Integration of Financial Institutions The fundamental difference between BaaS and embedded banking is: BaaS involves

Read more here
Are All Baas Providers Equal When It Comes to Regulatory & Compliance

Are All Baas Providers Equal When It Comes to Regulatory & Compliance?

Driven by digital transformation and the need to stay competitive, brands are increasingly looking to Banking-as-a-Service (BaaS) to seamlessly manage and integrate financial services into their offerings in order to further revenue and create a better customer experience. However, with different companies labelling and marketing themselves as ‘BaaS’, it is

Read more here
Vodeno goes the extra mile

How Vodeno goes the extra mile to ensure BaaS success for partners

Empowering Brands with Seamless BaaS (banking-as-a-Service) Banking-as-a-Service (BaaS) has revolutionised the customer journey. BaaS-enabled embedded banking empowers brands to offer a seamless experience, driving engagement and, ultimately, conversion. BaaS services are key to unlocking greater loyalty and repeat visits by giving customers access to quality banking products directly from the

Read more here
Embedded finance: a solution for supercharging loyalty?

Embedded finance: a solution for supercharging loyalty?

Cultivating a community of loyal customers is the key behind every successful brand, and the best brands enhance loyalty and engagement through tailored programmes designed to keep customers coming back – and spending more. According to research, as many as 84% of consumers say they’re more likely to stick with

Read more here
Understanding BaaS: Why the right banking licence makes a difference

Understanding BaaS: Why the right banking licence makes a difference

The Banking-as-a-Service (BaaS) opportunity is clear: embedded finance solutions can offer tangible benefits across multiple sectors to improve user experience (UX), drive increased revenues and create deeper relationships with customers.  In our survey of over 1,000 business leaders in the UK, Belgium and the Netherlands, more than half (51%) believe

Read more here
Baas lending 101 blog header

BaaS Lending 101

Research predicts that the embedded lending market will exceed USD 32.5 billion by 2032. But, what is embedded lending? And, how do Banking-as-a-Service (BaaS) providers offer it?  While most consumers are already familiar with Buy Now, Pay Later (BNPL) and split payment options integrated within the checkout journey of their

Read more here
marketplaces

How embedded finance is revolutionising marketplaces

Entrepreneurs are powering two of the biggest current consumer trends, the gig and marketplace economies.

By 2025, the European Commission expects some 43 million people in the EU to be working through digital labour platforms, an increase from around 28 million today.

Read more here
cross-border payments

Solving the cross-border payments problem

In the current global economy, cross-border transactions are surging – and quick. As eCommerce and international trade have gone from strength to strength, the value of cross-border payments and international payments and international transactions is predicted to rise from almost $150 trillion in 2017 to over $250 trillion by 2027, according to

Read more here

Getting to grips with IBANs

IBANs are an integral part of how payments are made globally. IBAN stands for International Bank Account Number; they are unique identification numbers that enable banks to determine an account and its country of origin.

Read more here
Banking and BaaS

How Open Banking and BaaS are Enabling Innovation

We recently partnered with Aion Bank and Mastercard to power a new feature for Belgian fintech, Tricount.
Tricount allows users to log expenses and easily split bills with friends and relatives. The new service allows Tricount users to reimburse expenses in its app through direct bank transfer.

Read more here
payment rails

All aboard: demystifying payment rails

No matter their size, scope or sector, all businesses that handle transactions and transfers deal with payments – and this means dealing with payment rails. While this topic might seem complex, a smooth payment process directly impacts convenience and the all-important consumer experience (CX). 

Read more here
Challenges of cross-border payments

Navigating the challenges of cross-border payments

Today, we live in a world where it is crucial for businesses, customers and financial institutions alike to make frictionless international transactions. However, significant challenges persist in the cross-border payments ecosystem, despite their importance in driving financial inclusion and business expansion.

Read more here

Why BaaS from a bank is the smart choice

Noah Sharp, CEO of Vodeno, and Neil Chandler, CEO of Aion Bank, talk about how Vodeno’s unique platform works alongside Aion Bank’s ECB license to enable non-financial companies to offer banking services without regulatory burdens. The ultimate bank and technology combination Sharp explains Vodeno’s unique positioning as a robust BaaS

Read more here

Five factors driving Banking-as-a-Service adoption 

Jean-Jacques Le Bon, Chief Strategy and Product Officer, Vodeno Experts forecast that the global Banking-as-a-Service (BaaS) market value will grow five times over between 2022 and 2032, rising from $4 billion to $22.6 billion.  Why? Fundamentally, there is ever more awareness of the opportunities that BaaS-enabled embedded finance presents across

Read more here
Banking-as-a-service

Three top tips for businesses considering Banking-as-a-Service

Banking-as-a-Service (BaaS) is transforming the way financial products are delivered, powering businesses and brands to offer banking solutions directly to customers. BaaS-enabled embedded finance can solve friction points on the customer journey, delivering contextual financial products at the point of need. In turn, it has the potential for businesses to

Read more here
embedded lending

Embedded lending is on the rise – how can businesses capitalise?

Banking-as-a-Service (BaaS)-powered embedded lending is gaining traction. Buy Now Pay Later (BNPL) is already offered by many retailers, with a potential 20-30% increase in conversion as a result. Now, with the appetite for embedded banking products growing, a PYMNTS Intelligence and Visa report, ‘The Embedded Lending Opportunity’, has surveyed more

Read more here
banking as a service

How smart contracts are innovating Banking-as-a-Service

By Ewa Hadasz, Head of Core Banking, Vodeno Smart contracts offer immense potential to improve the way in which Banking-as-a-Service (BaaS) solutions are delivered. But this potential can only be realised if there is a good understanding among BaaS adopters of what smart contracts are, how they are deployed, and

Read more here
Future Trends and Opportunities in Embedded Finance

Future Trends and Opportunities in Embedded Finance

“Embedded finance has come a long way in recent years, but we are still two or three years from it reaching maturity.” That’s the view of Jean-Jacques Le Bon, Vodeno’s Chief Strategy and Product Officer. Many non-financial businesses are already seeing the benefits of embedded finance, as we explored in

Read more here
embedded finance benefits

How Embedded Finance Benefits eCommerce Marketplaces

Marketplaces have redefined eCommerce by bringing together a wide array of vendors on a single platform to give immense convenience to the customer. So great is their reach, spending on marketplaces is predicted to reach $2 trillion by 2025. Embedded finance has already played a key role in the rise

Read more here

Embedded Finance Explained: The Ultimate Guide

Embedded Finance (EF) is one of the biggest trends in financial services, accelerating innovation in the customer journeys of companies across multiple sectors. But, what exactly is embedded finance? This blog aims to serve as a practical, comprehensive guide to EF, with examples of its applications and benefits, a look

Read more here

Demystifying Banking-as-a-Service

Banking-as-a-Service (BaaS) creates value and opportunity for both financial and non-financial businesses. For banks, BaaS provides the ability to leverage API-based technology to quickly embed banking products into client ecosystems. For brands, seamlessly integrated financial products that meet customers at the point of need are driving conversion and revenue, as

Read more here

BaaS vs Embedded Finance: Understanding the Differences

The terms Banking-as-a-Service (BaaS) and embedded banking are often used interchangeably, but while these concepts are related, they have key distinctions – here are three things you need to understand. 1. The Tech Stack vs. Integration of Financial Institutions The fundamental difference between BaaS and embedded banking is: BaaS involves

Read more here
Are All Baas Providers Equal When It Comes to Regulatory & Compliance

Are All Baas Providers Equal When It Comes to Regulatory & Compliance?

Driven by digital transformation and the need to stay competitive, brands are increasingly looking to Banking-as-a-Service (BaaS) to seamlessly manage and integrate financial services into their offerings in order to further revenue and create a better customer experience. However, with different companies labelling and marketing themselves as ‘BaaS’, it is

Read more here
Vodeno goes the extra mile

How Vodeno goes the extra mile to ensure BaaS success for partners

Empowering Brands with Seamless BaaS (banking-as-a-Service) Banking-as-a-Service (BaaS) has revolutionised the customer journey. BaaS-enabled embedded banking empowers brands to offer a seamless experience, driving engagement and, ultimately, conversion. BaaS services are key to unlocking greater loyalty and repeat visits by giving customers access to quality banking products directly from the

Read more here
Embedded finance: a solution for supercharging loyalty?

Embedded finance: a solution for supercharging loyalty?

Cultivating a community of loyal customers is the key behind every successful brand, and the best brands enhance loyalty and engagement through tailored programmes designed to keep customers coming back – and spending more. According to research, as many as 84% of consumers say they’re more likely to stick with

Read more here
Understanding BaaS: Why the right banking licence makes a difference

Understanding BaaS: Why the right banking licence makes a difference

The Banking-as-a-Service (BaaS) opportunity is clear: embedded finance solutions can offer tangible benefits across multiple sectors to improve user experience (UX), drive increased revenues and create deeper relationships with customers.  In our survey of over 1,000 business leaders in the UK, Belgium and the Netherlands, more than half (51%) believe

Read more here
Baas lending 101 blog header

BaaS Lending 101

Research predicts that the embedded lending market will exceed USD 32.5 billion by 2032. But, what is embedded lending? And, how do Banking-as-a-Service (BaaS) providers offer it?  While most consumers are already familiar with Buy Now, Pay Later (BNPL) and split payment options integrated within the checkout journey of their

Read more here
marketplaces

How embedded finance is revolutionising marketplaces

Entrepreneurs are powering two of the biggest current consumer trends, the gig and marketplace economies.

By 2025, the European Commission expects some 43 million people in the EU to be working through digital labour platforms, an increase from around 28 million today.

Read more here
cross-border payments

Solving the cross-border payments problem

In the current global economy, cross-border transactions are surging – and quick. As eCommerce and international trade have gone from strength to strength, the value of cross-border payments and international payments and international transactions is predicted to rise from almost $150 trillion in 2017 to over $250 trillion by 2027, according to

Read more here

Getting to grips with IBANs

IBANs are an integral part of how payments are made globally. IBAN stands for International Bank Account Number; they are unique identification numbers that enable banks to determine an account and its country of origin.

Read more here
Banking and BaaS

How Open Banking and BaaS are Enabling Innovation

We recently partnered with Aion Bank and Mastercard to power a new feature for Belgian fintech, Tricount.
Tricount allows users to log expenses and easily split bills with friends and relatives. The new service allows Tricount users to reimburse expenses in its app through direct bank transfer.

Read more here
payment rails

All aboard: demystifying payment rails

No matter their size, scope or sector, all businesses that handle transactions and transfers deal with payments – and this means dealing with payment rails. While this topic might seem complex, a smooth payment process directly impacts convenience and the all-important consumer experience (CX). 

Read more here
Challenges of cross-border payments

Navigating the challenges of cross-border payments

Today, we live in a world where it is crucial for businesses, customers and financial institutions alike to make frictionless international transactions. However, significant challenges persist in the cross-border payments ecosystem, despite their importance in driving financial inclusion and business expansion.

Read more here

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